Financing for individual customers
It’s our mission to make beautiful homes affordable for everyone. That’s why we offer flair financing options for individual customers, including the IKEA Family credit card with instalment payments, the option to pay by invoice in instalments and kitchen financing. This gives you the flexibility to finance your furniture in the way that suits you best.
IKEA Family credit card
The fully fledged credit card for IKEA Family members is free, comes with the option to pay in instalments, an attractive bonus programme, and can be used anywhere in the world. Ready to take advantage of a flexible instalment plan to pay for beds, electrical appliances and more? Calculate financing today
Invoice purchase for online orders
An all-round shopping experience complete with a convenient invoice purchase option awaits you at IKEA. When you make purchases in our online shop, you are free to opt for payment with a term of 30 days or split the cost into up to three interest-free instalments.
Kitchen financing
Make your dream kitchen a reality with complete flexibility thanks to the kitchen financing. Split the purchase amount into fixed monthly instalments and and benefit from financing that suits your needs.
Finance furniture, kitchens, accessories and more at IKEA
Whether it's a bed, a couch, a wardrobe or an entire kitchen, you can even finance your IKEA purchase interest-free, depending on the financing option you choose. Discover smart payment options for your purchases in Switzerland and find out how to pay for furniture at IKEA in instalments. With the free IKEA Family credit card, the invoice payment option for online orders and the kitchen financing in store or remotely, investing in your home on a larger scale is now simple and transparent. IKEA instalment payments, invoice payment and kitchen financing are designed for private customers seeking flexible financing and other benefits.
Your IKEA Family credit card: Interest-free financing for furniture and more
Want to pay for that large new sofa for your living room in instalments? How about purchasing the box spring bed of your dreams in instalments? The IKEA Family card is a free, fully fledged credit card exclusively for IKEA Family members. You can use it anywhere in the world and benefit from the convenience of paying in instalments – plus much more. If you want to spread out the cost of your IKEA furniture, you can divide it into up to 12 monthly payments with the IKEA Family card. The first three monthly payments are interest-free on all IKEA purchases (after which 7.95%). And: You can collect bonus points with the IKEA Family card. For every 500 IKEA credit card points acquired in a three-month period, we will send you an IKEA gift card worth CHF 5 by post. All you have to do to get your hands on an IKEA Family credit card with a credit limit of CHF 5,000 is to apply via your smartphone, at your local IKEA store or by post.
IKEA invoice purchase for online orders: Buy now, pay later
When shopping in the IKEA online shop, you can take advantage of the convenient invoice purchase option with our partner CembraPay and benefit from a credit limit of up to CHF 5,000 for individual customers. You are free to choose between one, two or three interest-free instalments (30, 60 or 90 days). The process is simple: Add the desired products to your shopping bag, select the “Invoice purchase” payment option at checkout, undergo a credit check, receive an invoice by e-mail (free of charge) or post (CHF 4.25 shipping costs) and pay within your preferred term. It’s perfect for anyone looking to make larger purchases – such as IKEA (garden) furniture or a kitchen – in instalments on fair terms while benefiting from stress-free online payment options.
Kitchen financing: Your dream kitchen in fixed monthly instalments
Would you like to create your dream kitchen and spread the purchase amount conveniently over time? With kitchen financing, you can pay for your new kitchen in fixed monthly instalments. This financing option is available to private customers – it can be applied either directly in the store or conveniently via an online consultation. This allows you to plan your kitchen flexibly and spread the costs transparently over a set period. Discover our kitchen financing scheme and bring your kitchen ideas to life with ease.
